Factors Affecting Car Insurance

Generally there are around 30 different questions that can affect your price. Of these there are around 6 crucial answers that usually influence the price the most. These are:

No Claims Bonus – Full No Claims Bonus is usually considered to be 5 years or more.

Age – Companies will often look at the age of the youngest driver on the policy for rating.

Postcode – Car Insurance companies will place every UK postcode into a specific group.

Car – Car Insurance companies will use the Car Insurance Group to rate your vehicle.

Occupation – Car Insurance companies will usually split occupations up into various groups.

Cover Required – Usually Comprehensive is the most expensive followed by Third Party Fire & Theft and then Third Party Only.

With so many companies offering cheap car insurance quotes we’ve compiled our list of car insurance websites where you can get an instant quote and buy online!